What Is A CELOC?

(Commercial Equity Line of Credit)

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A Commercial Equity Line of Credit (CELOC) is a flexible financing solution that allows business owners to borrow against the equity they’ve built up in their commercial property. Similar to a home equity line of credit (HELOC), a CELOC provides access to revolving credit, giving you the freedom to draw funds as needed—only paying interest on the amount used.

Whether you're looking to expand operations, manage cash flow, fund renovations, or seize new investment opportunities, a CELOC offers the liquidity you need—when you need it.

How can a CELOC help you?

  • Up to a $250,000 credit limit (minimum of $50,000)
  • Access to capital when you need it (minimum draws of $5,000)
  • Flexible repayment options as low as interest-only
  • Free online account portal
  • Annual account statements
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Ready to learn more about how a CELOC can help you achieve your goals?

Contact your broker or a member of our team today.

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